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My wife and I have $75,000. Should we invest this money in the S&P 500 or individual stocks?


Published on 2025-03-21 03:41:14 - MarketWatch
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  • We have $75,000 available to invest. We're debating over whether to put all of that cash into the S&P 500 or buy individual stocks. We have chosen two stocks that have done well over the past five years: Chevron,

The article discusses a couple with $75,000 to invest, pondering whether to invest in the S&P 500 or individual stocks. Financial experts suggest that while the S&P 500 offers diversification and has historically provided good returns, individual stocks could potentially yield higher returns but come with increased risk due to lack of diversification. The article highlights the importance of understanding one's risk tolerance, investment horizon, and financial goals before deciding. It also mentions the current market conditions, noting that despite recent volatility, the long-term outlook for the S&P 500 remains positive. For those considering individual stocks, the advice leans towards thorough research or seeking professional advice to mitigate risks. The piece concludes by emphasizing a balanced approach, suggesting perhaps a mix of both strategies could be beneficial, tailored to the couple's comfort with risk and investment timeline.

Read the Full MarketWatch Article at:
[ https://www.msn.com/en-us/money/markets/my-wife-and-i-have-75-000-to-invest-is-now-the-time-to-put-this-money-into-the-s-p-500-or-individual-stocks/ar-AA1BizwN ]